UK taxpayers have just three days left to sort out their financial affairs before the end of the tax year on Saturday.
For those who have not yet made the most of their allowances and tax reliefs, Times Money offers the following five tips.
1. Use your Isa allowance
Anita Monteith, of the Institute of Chartered Accountants in England and Wales (ICAEW) said you can put up to £11,520 each year into an Individual Savings Account and pay no income tax or capital gains tax (CGT) as your next-egg grows.
Mrs Monteith said: “Couples can shelter up to £23,040 from tax this year in this way and you can also invest up to £3,720 in a Junior Isa for a child. But the allowances are